The Hidden Costs of Convenience: Food Delivery, Streaming, and Ride Shares

How Everyday Convenience Purchases Can Quietly Drain Your Budget (And How to Enjoy Them Without Overspending) In a world where technology brings the world to our fingertips, convenience has never been easier — or more tempting. With a swipe or a tap, we can order dinner, stream the latest show, or hail a ride across […]

Safe Places to Park Your Savings (and Still Earn Something)

One of the most common questions we hear at Morgan Franklin Foundation from young adults is refreshingly simple: “I’m finally saving some money — where should I put it if I want it to be safe, but still earn something?” Whether you’re building an emergency fund, saving for a trip, setting aside money for a […]

Announcing the Fall 2025 Financial Independence Scholarship Winner

The Morgan Franklin Foundation (MFF) is proud to announce the recipient of our Fall 2025 Financial Independence $1,000 Scholarship: Laura Rayon Chavero, a current college student at Tulane University. This scholarship was open to all MFF Fellows who are currently enrolled in, or have been accepted to, a post-secondary educational institution. Each application reflected the […]

When Is the Right Time to Start Investing — and How Do You Actually Get Started?

If you’ve ever thought: “I don’t make enough money to invest yet.” “I’ll start once I’m more financially stable.” “Investing is for rich people, not me.” You’re not alone — and you’re probably wrong (in a good way). One of the most common regrets people have later in life is not starting to invest sooner. […]

2026 Financial Resolutions: A Practical Money Reset for Young Adults

A new year always feels like a clean slate — especially when you’re young and just starting to build your financial life. But if you’re between 18 and 24, “financial resolutions” can feel overwhelming, abstract, or even pointless. You might be thinking: I don’t make that much money yet. I have student loans — what’s […]