The 50-Year Mortgage: Lifeline for Young Homebuyers or Long-Term Trap?
For many young adults today, the dream of buying a home seems increasingly distant. What was once considered a milestone of early adulthood — getting married, buying a starter home, maybe starting a family — now often comes much later in life. In fact, recent data from the National Association of Realtors (NAR) shows that […]
How to Buy a Car in 2025 Without Wrecking Your Finances: A Young Adult’s Guide to Smart Car Buying
Buying a car is one of the biggest financial decisions many young adults will make — often second only to paying for college or buying a home. And in 2025, with car prices, interest rates, and technology all evolving rapidly, it’s more important than ever to approach the process with a smart, strategic mindset. Whether […]
Renting vs. Buying in 2025: Which Makes More Sense for You?
For decades, the “rent or buy” question has been one of the biggest personal finance debates. But in 2025, the old rules don’t quite fit anymore. Between higher mortgage rates, cooling rent prices, and shifting job and lifestyle patterns, the decision has become more complex — and more personal — than ever. Whether you’re just […]
Inflation in 2025: Smart Strategies for Young Adults to Keep Up
Inflation in 2025: Smart Strategies for Young Adults to Keep Up If you’re in your late teens or early 20s, you’ve probably noticed that things feel more expensive than they used to. Whether it’s a coffee that used to cost $3 now creeping closer to $5, rent skyrocketing in your city, or groceries taking a […]
Money Myths Young Adults Should Stop Believing
If you’re in your late teens, 20s, or even early 30s, you’ve probably noticed just how much money advice is floating around online. Scroll through TikTok or Instagram and you’ll hear everything from “credit cards will ruin your life” to “you’re wasting money if you rent” to “don’t even think about saving until you make […]
FOMO Spending: How to Enjoy Life Without Going Broke
If you’re in your late teens, 20s or 30s, chances are you’ve felt it — that sinking feeling when your friends invite you out for another weekend trip, concert, or dinner at the hottest new restaurant in town. You want to go. You want to be part of the memories. But your bank account is […]
How to Build a Money System That Runs on Autopilot
If you’re like most young adults, the idea of sitting down every week with a spreadsheet, manually tracking every coffee, Venmo payment, and late-night Uber sounds… painful. Maybe you’ve tried budgeting apps but got tired of categorizing transactions. Maybe you promised yourself you’d check your spending daily, but that lasted about three days. The truth […]
Save with Student Discounts: The Ultimate Guide for Students
Being a student often means balancing tight budgets with big responsibilities. Between tuition, textbooks, rent, food, and the occasional night out, every dollar counts. Luckily, there’s one major perk to being a student that many overlook: student discounts. From cheaper tech to free trials of streaming services, your student ID or school email can unlock […]
Aligning Spending with Personal Values: Finding Financial Peace in a Value-Based World
Money is one of the most powerful tools you’ll ever control. Yet for many people, spending feels less like a tool and more like a treadmill—swiping the card, buying things without much thought, only to wonder later where all the money went. It’s not uncommon to feel regret or emptiness after purchases that don’t really […]
Side Hustles in 2025: Smart Ways to Boost Your Income Without Burning Out
If you’re scrolling through this on your phone during a study break or while commuting to your day job, you’re probably feeling the pinch of adulting. Rent’s skyrocketing, student loans are lurking like that ex who won’t delete your number, and let’s not even start on the cost of a decent avocado toast. But here’s […]