Building Wealth: The Importance of Having Assets

Wealth-building is a crucial aspect of achieving financial independence and security and assets play a pivotal role in this process.  For young adults especially, understanding the importance of accumulating assets is essential for long-term financial success. This article explores what assets are, why they matter, and how they can help build wealth. What Are Assets? […]

Why Saving for Retirement Should Start Now: A Guide for Teens and Young Adults

Hey there! Let’s talk about something that might sound a bit boring but is actually super important: saving money for retirement. I know, retirement feels like a lifetime away, but starting now can make a massive difference in your future.  I was fortunate back when I was a young teenager that my father took the […]

Financial Principles Every Parent Should Teach Their Teenagers

As parents, we strive to equip our children with the skills and knowledge necessary to navigate the complexities of adulthood. One of the most crucial areas of education that often goes overlooked is financial literacy. Teaching teenagers about money management not only prepares them for independence but also helps them build a foundation for a […]

Time is Life’s Currency

Today I am attempting to write the greatest piece of writing in the history of man by focusing on the core currency that we all run out of: time. In 1854, Henry David Thoreau wrote in Walden, “The mass of men lead lives of quiet desperation.”  In 2019, Joe Rogan brought this quote up with […]

A Beginner’s Guide to Taxes for Teenagers: Understanding the Basics

Taxes may seem like a daunting topic, especially for teenagers who are just starting to navigate the complexities of adulthood. However, understanding the basics of taxes is an essential life skill that can empower you to make informed financial decisions and avoid common pitfalls. In this beginner’s guide, we’ll break down the fundamentals of taxes, […]

Nerd Wallet and The Advancement of Technology and Marketing

One of the core principles of a college education is critical thinking. Question your sources. Question what you’re reading. What is the motive of the author or organization? Are you reading facts with quality sources? Or is it opinion? What is the author’s experience with the information they are presenting?  Information has become very easy […]

Introducing Monarch Money: Your Path to Financial Empowerment

In today’s fast-paced world, managing personal finances efficiently is more important than ever. With the rise of financial technology, or fintech, individuals now have access to a plethora of tools and apps to help them take control of their money. One such app that has been making waves in the fintech industry is Monarch Money. […]

The Latest Financial Trend on Social Media: Loud Budgeting

“Loud budgeting” appears to be the newest financial trend that has gained popularity on social media platforms like TikTok.  So what exactly is loud budgeting?  Loud budgeting involves being transparent and explicit with people in your life about what you are and aren’t willing to spend on. For instance, instead of simply declining a dinner […]

Mastering Debt Repayment: Strategies for Financial Freedom

In a world where financial stability is a key aspect of a stress-free life, debt repayment strategies play a crucial role. Whether you’re drowning in credit card debt, student loans, or other financial obligations, adopting the right repayment method can pave the way to a debt-free future. In this blog post, we’ll explore popular debt […]

Whole vs. Term Life Insurance

Before we get into comparing the two main types of life insurance policies, let’s have a quick primer on what life insurance is and who may want to consider buying it.  Life insurance is a financial tool designed to provide a death benefit to beneficiaries in the event of the policyholder’s death. Different individuals or […]