Financial Tools: The Pros & Cons of EveryDollar
WHAT IS EVERYDOLLAR? EveryDollar is a zero-based budgeting app that helps users create and stick to a budget. The app, which was created by Ramsey Solutions, is available for both iOS and Android devices and offers a range of features to help users track their income and expenses and stay on top of their finances. […]
Financial Tools: The Pros & Cons of Goodbudget
WHAT IS GOODBUDGET? Goodbudget is a personal finance management tool that started in 2009 as an experiment by Dayspring Technologies, a San Francisco web and mobile development firm. Goodbudget uses the envelope budgeting method to help users track their spending and stick to their budget. It is designed to be simple and easy to […]
Surviving the Grocery Store During Increased Food Prices
Are you like the MFF staff and are stunned by the dramatic increase in your grocery bill? Are you thinking twice about buying certain items to fill your cart or basket as you walk through the grocery store? For a variety of reasons – supply chain issues, bad weather, and plain old inflation – we […]
The Cost of Forgetfulness: Rebates and Trial Offers
Your forgetfulness is incredibly lucrative for businesses. With so much for us to remember in our daily lives, it is often easy to forget the little things. There are all kinds of examples of this: canceling a service that you are no longer using, sending in that rebate form for a purchase you made, leaving […]
Top 4 Things You Need To Know As You Make Spending Decisions
Spending is about making choices. Some spending choices are simple and easy to make, while others may prove to be more difficult. Things you need to know as you make spending and saving decisions include: How much money comes in each month? Where do you spend your money each month? Is there a difference between […]
How To Buy with Credit
What’s on your list of things you may want to purchase soon? Perhaps it’s new furniture, a car or a home. Or it could be a student loan for yourself or your child. Using Credit For most of us, this will mean financing the purchase by using some form of credit. Purchasing something “on credit” […]
Developing a “Saving Money” Mindset
Let’s face it, creating and maintaining a money saving mindset can be difficult. Developing a “Saving Money” Mindset It may not be easy. It may mean making difficult decisions. It can take time. It requires discipline. But the benefits can be life-changing and provide you with a certain sense of security and peace-of-mind. It is […]
Budgeting: How To Make Your Money Work For You
Make a Monthly Budget Work for You! Reaching your personal financial objectives, like most things in life, requires setting goals. For most of us, reaching financial objectives also needs to include creating and using a monthly budget (also known as a spending plan). Whether your goals are as short-term as meeting your household’s monthly expenses […]
Let’s Talk Holiday Gift-Giving …
As we celebrate Thanksgiving next week, many of us will begin shopping for holiday gifts for family and friends. While we’ve recently shared ideas for getting ready for the holiday season and talked about the need for creating a spending plan, now it’s time to share simple tips to help you manage your holiday spending! […]
Tough Financial Decisions: Sometimes you just have to bear the cost!
Let’s face it. Everyone has to make tough financial decisions from time-to-time. These are those decisions that we really hope don’t happen on a regular basis. Knowing they will happen and how to handle them is important. There is never an ideal time. An example of this was one summer day I was out on […]