Buy Now, Pay Later: Is It Quietly Wrecking Your Financial Independence?
Scroll through any online checkout page today and you’ll see it:“Pay in 4. No interest.”“Split your purchase into easy payments.” It feels harmless—even smart. But here’s the uncomfortable truth: Buy Now, Pay Later (BNPL) isn’t just a payment method—it’s debt in disguise. And for many young adults (and increasingly, older ones too), it’s quietly undermining […]