Why “Balancing” Matters More Than Ever

If you’re in your teens, 20s or 30s, you’re probably juggling a dozen competing money priorities at once—everything from this month’s rent to next summer’s backpacking trip to the retirement you can scarcely picture. Meanwhile, the typical American puts away just 4.9 percent of take-home pay as of April 2025, barely half the pre-pandemic average. […]