
Buy Now, Pay Later: Is It Quietly Wrecking Your Financial Independence?
Scroll through any online checkout page today and you’ll see it:“Pay in 4. No interest.”“Split your purchase into easy payments.” It feels harmless—even smart. But
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At Morgan Franklin Foundation, we believe learning how to talk about money and understanding how money works are the first steps towards recognizing an individual’s financial goals. We believe everyone should have the opportunity to become financially independent.
Our Standards of Financial Literacy program is engaging, full of interesting information, and easy to navigate. With six short financial lessons, this online program lays the foundation for becoming an MFF Fellow. Becoming an MFF Fellow is the ticket to accessing additional MFF programs and opportunities for mentoring, networking, internships and real-world opportunities.

Scroll through any online checkout page today and you’ll see it:“Pay in 4. No interest.”“Split your purchase into easy payments.” It feels harmless—even smart. But

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Scroll through social media or listen to any personal finance podcast and you’ll hear the same advice repeated over and over: Start a side hustle.

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