
First Generation Wealth Building Guide for Beginners
This first generation wealth building guide helps young adults build a budget, credit, savings, and investments through steady practical steps right now.
We teach people how to save, invest and grow their money.
Our courses are free. Become a Fellow in an hour by completing Standards of Financial Literacy.
One person at a time.
At Morgan Franklin Foundation, we believe learning how to talk about money and understanding how money works are the first steps towards recognizing an individual’s financial goals. We believe everyone should have the opportunity to become financially independent.
Our Standards of Financial Literacy program is engaging, full of interesting information, and easy to navigate. With six short financial lessons, this online program lays the foundation for becoming an MFF Fellow. Becoming an MFF Fellow is the ticket to accessing additional MFF programs and opportunities for mentoring, networking, internships and real-world opportunities.

This first generation wealth building guide helps young adults build a budget, credit, savings, and investments through steady practical steps right now.

Financial mentoring programs pair practical money lessons with real support, helping young adults build confidence, habits, and financial independence.

Find the best free financial courses for budgeting, credit, investing, and career growth, then choose a learning path you can use in real life today.

Learn how to split monthly expenses fairly with roommates or a partner, build a simple plan, and protect your budget, goals, and relationships each month.

Learn how to choose a 401k by comparing employer matches, fees, Roth options, and investments to make informed choices for your retirement future today.

See investment portfolio examples for beginners, from cautious to growth-focused, and learn how to choose a mix that supports your real-life goals today.