
How Does a 529 Work? College Savings Explained
Learn how a 529 works: tax-free growth, qualified education expenses, ownership rules, withdrawals, and practical steps to begin saving with confidence today.
We teach people how to save, invest and grow their money.
Our courses are free. Become a Fellow in an hour by completing Standards of Financial Literacy.
One person at a time.
At Morgan Franklin Foundation, we believe learning how to talk about money and understanding how money works are the first steps towards recognizing an individual’s financial goals. We believe everyone should have the opportunity to become financially independent.
Our Standards of Financial Literacy program is engaging, full of interesting information, and easy to navigate. With six short financial lessons, this online program lays the foundation for becoming an MFF Fellow. Becoming an MFF Fellow is the ticket to accessing additional MFF programs and opportunities for mentoring, networking, internships and real-world opportunities.

Learn how a 529 works: tax-free growth, qualified education expenses, ownership rules, withdrawals, and practical steps to begin saving with confidence today.
Compare the best tools for tracking expenses and build a simple system for spending, saving, and making confident money decisions every month with clarity.

Should I pay debt first? Learn how to balance high-interest debt, emergency savings, employer matches, and investing with a plan that builds confidence.

This guide to student loan repayment helps new graduates compare plans, lower costs, avoid missed payments, and build a budget with confidence every month.

United States financial education programs can turn money confusion into practical skills, confidence, and a clearer path toward financial independence.

Financial wellness is built through clear goals, practical everyday money habits, and the confidence to make choices that support your future independence.